2Checkout

One such alternative for the PayPal is 2Checkout which provides very reputed services and also provides a secured reseller options for many products and services. This online transaction service promises a 30 day money back guarantee in case if you are not satisfied with the services provided and also this one employs fraud detection mechanisms, just in case if your money lands up with a wrong person then you can track and catch hold of it very easily. Security point of view this one is the best option if compared with PayPal. Just like PayPal you can register for free. Note that since the charges are associated you will have to note all these charges or else it may sometimes be unviable option. The 2Checkout.com has a one-time setup fee of $49.00 and takes a 5.5% commission plus $0.45 for each sale.

CCNow.com

If you are a small business retailer then this one is just ideal for you as for those who can’t easily get a merchant credit card account or only have not so frequent sales CC Now provides the service very easily. Though there are not so many services portfolio, this one doesn’t allow you to sell downloadable software, services, subscriptions, memberships, information, etc . With one of the best risk and fraud management system, this one is one of the secured gateways. This one is easily compatible with leading cards like VISA, Master card, AMEX etc. This one offers very much of convenience as this one also offers services like wire to wire transfer. This one also offers secured checkout options, risk and fraud management services along with the international currency support and many other services which will help you use it in the place of PayPal.

Xoom.com

With Xoom online money transfer, you can send money with wired money transfer method and also you can pay Xoom by Bank account, PayPal account or by a Credit card. Transactions can be as high as 5$ which can be very reasonable if you are sending some few hundred dollars. But with this Xoom money transfer technique, you can transact a maximum of 3000$ per transaction. Also you can track your transacted money using the unique tracking number which you get after the transaction. With a neat interface, you can easily calculate the transactions charge which with the help of a simple and neat interface. With Xoom you also have options like cash pickup, bank deposit, home delivery and also its one of the safe and secure platform for all your money transfer. Most importantly this employs many security features which helps in securing the overall network with which you will not be having any fear of leaking any data. This service is available in most of the places across the globe as its available in almost 30 plus countries. This supports VISA, Master Card and also many other bank cards.

About the Author:
Chetan Bhawani is a dentist, a tech blogger and an adviser about web hosting and domain names. You can check out his favorite instant domain name checker, and their reviews of the best domain name registrars.

1. Google Checkout

Well of course Google has joined the online payment game. Would you expect anything less from this titan of industry? Whether you’re a buyer, seller, or both, Google Checkout might be what you’ve been looking for. With rates ranging from 1.9% to 2.9% and $0.30 per transaction for sellers, this option could be worth checking into as a viable alternative to PayPal.

2. 2Checkout

Accepting customer orders through a wide variety of options including, Visa, MasterCard, American Express, Discover, PIN Debit, even PayPal, and a number of others, you might find 2Checkout.com a good alternative to PayPal. 2Checkout.com has a one time set up fee of $49 and then charges a 5.5% commission on each transaction and a $0.45 charge per sale.

3. E-Junkie

E-Junkie offers  Buy Now Shopping Cart buttons, Shipping and Packaging calculator, and Discount codes among their many features. Pricing is based upon the number of products you have for sale and storage space and starts at just $5 a month. If you’re a non-profit organization, you may even qualify for a waived monthly fee!

4. CCNow

Providing credit card processing, shopping cart, secure checkout, and risk and fraud management as just a few of their services, and accepting a variety of payments methods, CCNow might be the right PayPal alternative for you. According to CCNow’s Client Rate Schedule, their retail margin is 4.99% of gross sales charge plus a $0.50 charge per transaction as well as a one-time new account setup fee of $9.95. A $9.95 monthly fee is waived if sales are $100.01 or more that month.

5. ClickBank

Boasting a sale somewhere in the world every 3 seconds and serving more than 200 countries, ClickBank.com members pay a $49.95 product activation fee for order processing services, customer support, and fraud services. You can also take advantage of ClickBank’s affiliate marketers who can help promote your products or services for a commission.

6. MoneyBookers

With no setup costs or monthly payments, MoneyBookers.com may be an attractive alternative to PayPal. With transaction fees ranging from 1.9%-2.9% based upon monthly sales, plus a $0.29 per transaction charge, MoneyBookers.com may be a cost-effective answer to your e-commerce needs.

7. ProPay

Whether you’re selling on eBay or operating your own internet business, ProPay could be the alternative to PayPal for which you’ve been searching. Their annual fees and transaction charges vary based upon a number of factors including the type of services you choose for you various business needs and payment method.

8. CyberSource

Accepting a wide selection of payment options, CyberSource.com offers the ability to Transact payments in over 190 countries and fund in 21 currencies’. Some of CyberSource’s payment services include credit card processing, automated payment reconciliation, recurring billing, and electronic check processing, among others.

9. AlertPay

Whether you’re looking for a personal account, a business account, or just need a way to send money home, AlertPay.com may be a viable alternative to PayPal. Fees are dependant upon the plan you choose for your payment or processing needs or whether you’re just looking to withdraw or deposit money or convert currency.

10. iKobo

If you’re looking to send money either at home or abroad, or make recurring payments or mass payments, then Ikobo.com might be the alternative to PayPal for your personal or business money transferring needs. Check out the iKobo fees chart to determine how much your funding or money transfer requirements will cost as well as card limits. Their handy fee calculator can help you with getting a better idea of what your particular needs may cost.

This is a guest post written and brought to you by a UK based writer called Tom Walker who writes the CreativeCloud for a supplier of printer ink to the print industry.

Paypal had earlier stated that it will re-continue local bank withdrawal on March 3rd after suspending all withdrawals in India for atleast a month. According to that statement Paypal had also informed the users that from now onwards any Indian user who would want to withdraw to his bank would need an export code for the withdrawal. Since Paypal did not clarify What this Export Code meant many freelancers made a pre assumption that this Export Code was the IEC (Import Export Code) issued by the RBI for Import and Export. Thus this caused a lot of chaos in the Indian Freelancer community since the IEC Code is not easy to acquire.

On March 3rd, Paypal posted a new post in it’s blog and clarified everything about how an Indian should withdraw from Paypal. They also clarified that the Export Code that they were mentioning earlier did not mean the IEC code but instead it was a set of codes that they had made up themeselves so that they can categories what kind of transaction is happening. From now onwards while withdrawing to your bank account you will need to choose a purpose of your withdrawal (i.e. for what have you got the money ) for e.g. Freelance journalism, Hardware Consulting, Software Consulting etc. The whole list of Purposes can be checked here .

The selected purpose will appear as a code on your bank account statement along with the description.

So from now onwards when you withdraw money from Paypal to your bank account be sure to properly enter the purpose as listed so that you may not across any problem in withdrawal.

While on the other hand, those people who had withdrawn during this Paypal chaos, you all do not need to worry. Paypal is going to refund your account until this weekend as they stated.

And well for those who have not join Paypal. Well you should, it is one of the best Payment Processing system out there. Even though it goofs up sometimes, It is the easiest and the most reliable.